• COMPREHENSIVE HEALTH AND PRESCRIPTION INSURANCE
At Achen-Gardner Construction, we realize the importance of affordable, quality health care. In keeping with this commitment, we continue to share a significant portion of premium costs with employees, and only offer plans through trusted and established insurance providers. For more information on our current health insurance plan, or to establish an individual log in, go to: www.healthnet.com
• DENTAL INSURANCE
Dental plans are offered to all employees as an optional benefit. Coverage includes reduced orthodontia fees for dependent children. Information regarding current dental, voluntary disability and voluntary life plans can be found at www.assurantemployeebenefits.com
• VISION INSURANCE
All employees may elect vision coverage for themselves and their dependents. This coverage provides a free yearly eye exam and discounted rates on eyeglasses and/or contact lenses. For information on these benefits, log on to www.avesis.com/members.html
• FLEXIBLE SPENDING ACCOUNT (FSA)
We offer all employees the opportunity to participate in this exciting benefit program that allows you to pay for medical, dental, vision care, over-the-counter drugs, and other health-related supplies and services not covered by insurance. In addition, the plan covers daycare for a dependent child, disabled spouse, or dependent parent. Because you are able to use pre-tax dollars to pay for these benefits, overall taxable income is reduced and your take-home pay is increased! To establish a log in and have access to your account history, go to: www.guardiananytime.com
• EMPLOYEE ASSISTANCE PROGRAM (EAP)
Employees of Achen-Gardner Construction are able to take advantage of free face-to-face and over-the-phone counseling. Our EAP provides assistance on a broad range of issues including relationship/marital problems, family issues, life changes, stress, alcohol and/or drug dependency, and much more. The work/life services component provides assistance with legal concerns, financial issues, child and elder care assistance, pre-retirement planning and employer consultation services. Help is confidential and accessible 24 hours a day, 7 days a week.
• DISABILITY INSURANCE
This voluntary benefit is a salary continuation program that protects a portion of an employee’s pay while off work due to a disability.
• LIFE INSURANCE
All employees are provided with a $20,000 basic life and accidental death and dismemberment (AD&D) policy at no charge. Voluntary buy-up options are available, including spouse and dependent coverage.
• HEALTH ADVOCATE
All employees and their entire families (whether in state or out-of-state; regardless of insurance provider) are eligible to take advantage this special benefit provided at no cost to the employee. Health Advocate can help resolve insurance claims, uncover billing errors, locate qualified doctors, assist with complex medical conditions, and much more. Help is confidential and accessible 24 hours a day, 7 days a week. For more information, go to: www.healthadvocate.com
• 401(K)/PROFIT SHARING
401(k) savings/retirement accounts are managed by Lincoln Financial Group and offer employees the advantage to save for retirement on a before-tax basis. Profit sharing is discretionary and determined annually based on profitability. Participants may go online to make fund investment changes and to monitor their account at: webaccess.lfg.com/servlet/retirementaccess
• PAID TIME OFF (PTO)
Paid time off is offered to all eligible employees after completing one year of service. Paid time off can be used at the employee’s discretion for vacation, sick time, etc.
• EMPLOYEES SERVING IN THE MILITARY
Achen-Gardner is a strong supporter of our troops serving in active military duty. Through joint contributions made on behalf of the company and fellow co-workers, we provide pay differentials and continued full health insurance benefits for employees and their families. We also regularly send care packages to employees serving overseas for added support and encouragement.