Achen-Gardner Construction offers a variety of benefits designed to assist our employee-owners and their families with health matters and financial security. Our benefits are summarized below. Specific details, limitations and restrictions can be found in summary plan description booklets, master plan documents, and other correspondence that are provided upon eligibility to participate in these programs. For more complete information regarding any and all of our benefit programs, including information regarding HIPAA privacy rights and COBRA (continuing group health insurance coverage), please contact our Human Resources Manager. We reserve the right to change benefit programs and adjust employee premium contributions with or without advance notice.
EMPLOYEE STOCK OWNERSHIP PLAN (ESOP)
Achen-Gardner Construction is a 100% employee-owned ESOP, meaning every employee-owner has a vested interest in the success of each project that they are working on. For more information about ESOPs, visit: www.esopassociation.org/about/what-is-an-esop.
COMPREHENSIVE HEALTH INSURANCE
At Achen-Gardner Construction, we realize the importance of affordable, quality health care. In keeping with this commitment, we continue to share a significant portion of premium costs with employees, and only offer plans through trusted and established insurance providers.
Dental plans are offered to all employees as an optional benefit. Coverage includes reduced orthodontia fees for dependent children.
All employees may elect vision coverage for themselves and their dependents. This coverage provides a yearly eye exam and discounted rates on eyeglasses and/or contact lenses.
FLEXIBLE SPENDING ACCOUNT
We offer all employees the opportunity to participate in this exciting benefit program that allows you to pay for medical, dental, vision care, and other health-related supplies and services not covered by insurance. In addition, the plan covers daycare for a dependent child, disabled spouse, or dependent parent. Because you are able to use pre-tax dollars to pay for these benefits, overall taxable income is reduced and your take-home pay is increased!
This voluntary benefit is a salary continuation program that protects a portion of an employee’s pay while off work due to a disability.
All eligible employees are provided with a $15,000 basic life and accidental death and dismemberment (AD&D) policy at no charge. Voluntary buy-up options are available, including spouse and dependent coverage.
401(k) savings/retirement accounts are managed by John Hancock and offer employees the advantage to save for retirement on a before-tax basis.
Paid vacation is offered to all eligible employees after completing one year of service. Vacation can be used at the employee’s discretion.
EMPLOYEES SERVING IN THE MILITARY
Achen-Gardner Construction is a strong supporter of our troops serving in active military duty. Through joint contributions made on behalf of the company and fellow co-workers, we provide pay differentials and continued full health insurance benefits for employees and their families. We also regularly send care packages to employees serving overseas for added support and encouragement.